Car Maintenance Buying Guide April 25, 2025 By Credo Automotive Team

DIY Engine Repairs and New vs. Used Car Buying Guide

Every car owner will face two major decisions at some point: whether to repair their vehicle when engine problems arise, and when it's time for a replacement, whether to buy new or used. This comprehensive guide tackles both critical topics to help you make informed decisions and potentially save thousands of dollars.

Part 1: Troubleshooting and Repairing Common Engine Problems

Modern car engines are sophisticated systems, but many common problems can be diagnosed and sometimes repaired without professional help. Here's how to approach engine troubles systematically:

Understanding Warning Signs

Before attempting any repairs, it's crucial to recognize the warning signs of engine problems:

  • Check Engine Light: The most obvious indicator that requires immediate attention
  • Unusual Noises: Knocking, pinging, hissing, or popping sounds
  • Performance Issues: Stalling, rough idling, or loss of power
  • Smoke from Exhaust: Different colors indicate different problems (blue: oil burning; white: coolant leak; black: rich fuel mixture)
  • Decreased Fuel Efficiency: Sudden drops in MPG often signal engine problems
  • Fluid Leaks: Puddles under your car may indicate oil, coolant, or transmission fluid leaks
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DIY Engine Diagnostics

Before diving into repairs, proper diagnosis is essential:

  1. Use an OBD-II Scanner: Available for $20-100, these devices can read error codes from your vehicle's computer when the check engine light is on. Many auto parts stores offer free code reading services.
  2. Visual Inspection: Check for disconnected hoses, loose wires, oil leaks, and damaged components.
  3. Listen to the Engine: Different sounds can indicate specific problems. Ticking might suggest low oil pressure, while grinding could indicate starter issues.
  4. Research: Look up the specific error codes and symptoms online, focusing on your vehicle's make, model, and year for the most relevant information.

Common Engine Problems You Can Fix Yourself

1. Replacing Spark Plugs and Wires

Faulty spark plugs can cause misfires, poor acceleration, and reduced fuel efficiency. Replacing them is one of the most approachable DIY engine repairs.

  1. Purchase the correct spark plugs for your vehicle (consult your owner's manual).
  2. Allow your engine to cool completely before beginning work.
  3. Locate the spark plugs. They connect to thick rubber wires (spark plug wires) or electronic ignition coils.
  4. Remove one spark plug wire or coil at a time to avoid confusion.
  5. Use a spark plug socket and ratchet to remove the old plug.
  6. Check the gap on new plugs using a gap tool and adjust if necessary according to your vehicle's specifications.
  7. Hand-thread the new plug to avoid cross-threading, then tighten with the socket (don't over-tighten).
  8. Reattach the wire or coil and repeat for remaining plugs.

Pro Tip: Replace spark plugs one at a time so you don't mix up the firing order. Take photos before disconnecting anything if you're unsure.

2. Replacing Air Filters

A clogged air filter restricts airflow to the engine, reducing performance and fuel economy. This is perhaps the easiest engine-related repair.

  1. Locate the air filter housing (usually a black plastic box near the top of the engine).
  2. Open the housing by unclipping the fasteners or removing screws.
  3. Note the orientation of the old filter before removing it.
  4. Clean any debris from the housing.
  5. Insert the new filter in the same orientation as the old one.
  6. Close and secure the housing.

3. Replacing a Failed Oxygen Sensor

Oxygen (O2) sensors monitor the exhaust stream and help the engine computer optimize the fuel-air mixture. Bad sensors often trigger check engine lights and cause poor fuel economy.

  1. Use an OBD-II scanner to confirm which O2 sensor needs replacement.
  2. Locate the sensor on your exhaust system.
  3. Disconnect the sensor's electrical connector.
  4. Remove the old sensor using an oxygen sensor socket or wrench.
  5. Apply anti-seize compound to the threads of the new sensor (if not pre-applied).
  6. Install the new sensor and reconnect the electrical connection.
  7. Clear the check engine light using an OBD-II scanner.

4. Replacing a Serpentine Belt

This belt drives multiple components including the alternator, power steering pump, and A/C compressor. A worn or broken belt can cause multiple systems to fail.

  1. Locate the belt tensioner pulley.
  2. Rotate the tensioner to release tension on the belt (usually requires a socket wrench).
  3. Remove the old belt, noting the routing path (take a photo before removal).
  4. Install the new belt following the same routing.
  5. Release the tensioner to apply tension to the new belt.
  6. Double-check the belt is seated properly on all pulleys.

When to Seek Professional Help

Warning: Some engine problems require professional attention. Consider bringing your vehicle to a qualified mechanic if you encounter:

  • Internal engine noise (knocking or ticking that persists after an oil change)
  • Overheating that doesn't resolve with coolant refill
  • Timing belt issues (especially on interference engines)
  • Fuel system problems
  • Transmission-related symptoms
  • Major oil leaks or low compression

Part 2: New vs. Used Cars - Making the Right Choice

When repairs become too frequent or costly, it's time to consider a replacement vehicle. The new vs. used decision is complex and depends on your personal circumstances, budget, and preferences.

Financial Considerations

Factor New Car Used Car
Initial Cost Higher ($25,000-$40,000+ average) Lower ($10,000-$25,000 for recent models)
Depreciation Loses 20-30% in first year, 50% in 3 years Slower depreciation rate
Financing Lower interest rates, longer terms available Higher interest rates, shorter terms
Insurance Higher premiums, full coverage required with loan Lower premiums, more flexibility on coverage
Warranty Full manufacturer warranty (3-5 years typical) Limited or no warranty (unless certified pre-owned)
Maintenance Minimal in first years, often includes free service Potentially higher, varies by vehicle history
Fuel Economy Usually better with newer technology Typically lower than newest models
Technology Latest safety and convenience features May lack newest features
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Pros and Cons Analysis

New Car Advantages

  • Latest safety features and technology
  • Full manufacturer warranty coverage
  • No previous owner or accident history concerns
  • Better fuel efficiency in most cases
  • Lower maintenance costs initially
  • More financing options and better interest rates
  • Exact specification and feature selection
  • New car smell and pristine condition

New Car Disadvantages

  • Significant depreciation immediately after purchase
  • Higher initial cost and sales tax
  • More expensive insurance premiums
  • Higher registration fees in many states
  • Potential for first-model-year problems
  • Longer loan terms may lead to being "underwater" on the loan

Used Car Advantages

  • Lower purchase price and sales tax
  • Slower depreciation rate
  • Reduced insurance costs
  • Lower registration fees in many states
  • More car for your money (higher trim level or luxury brand)
  • Known reliability data for the specific model year
  • Ability to avoid first-model-year issues
  • Certified pre-owned programs offer warranty protection

Used Car Disadvantages

  • Unknown vehicle history or hidden problems
  • Higher maintenance costs typically
  • Limited or no warranty (unless certified pre-owned)
  • Fewer options for exact specifications
  • Outdated technology and safety features
  • Higher interest rates on financing
  • Shorter remaining vehicle lifespan
  • Greater likelihood of needing repairs sooner

Who Should Buy New?

A new car might be the better choice if you:

  • Plan to keep the vehicle long-term (7+ years): The initial depreciation matters less if you keep the car long enough to amortize the cost over many years.
  • Value the latest safety features: New vehicles often include advanced driver assistance systems that significantly improve safety.
  • Want warranty protection: The peace of mind that comes with full warranty coverage is valuable to many buyers.
  • Qualify for low-interest financing: Manufacturer incentives and excellent credit can make new car financing very affordable.
  • Have specific needs or preferences: If you require particular features or configurations that are hard to find in the used market.
  • Prefer minimal maintenance concerns: With a new vehicle, major repairs are unlikely for several years.

Who Should Buy Used?

A used car might be the better choice if you:

  • Have a limited budget: Your money goes further in the used market.
  • Want to avoid steep depreciation: Someone else has already absorbed the biggest drop in value.
  • Have mechanical knowledge: You can better evaluate used vehicles and handle minor repairs.
  • Prefer to pay cash: Used vehicles are more attainable without financing.
  • Drive infrequently: Lower annual mileage means less wear on an already-used vehicle.
  • Want a luxury or premium vehicle: Many luxury features can be had at mainstream prices when buying used.

The Sweet Spot: 2-3 Year Old Certified Pre-Owned Vehicles

For many buyers, certified pre-owned (CPO) vehicles represent the ideal compromise:

  • Significant price savings compared to new (typically 20-30% lower)
  • Most major depreciation has already occurred
  • Extended warranty protection from the manufacturer
  • Thorough inspection and reconditioning process
  • Recent enough to include modern safety and technology features
  • Special financing rates often available
  • Lower risk than traditional used car purchases

Smart Buying Tip: Look for vehicles coming off 2-3 year leases. These often have reasonable mileage, are still under the original warranty, and have been serviced according to the manufacturer's schedule.

Making Your Decision: A 5-Step Process

  1. Establish your budget: Calculate not just the purchase price but also insurance, fuel, maintenance, and repairs. Use the 20/4/10 rule as a starting point: 20% down payment, 4-year loan term maximum, and transportation costs (loan payment, insurance, gas) should not exceed 10% of your gross income.
  2. Identify your true needs: Distinguish between must-have features and nice-to-have luxuries. Consider passenger capacity, cargo space, fuel economy, and specific use cases (commuting, road trips, etc.).
  3. Research reliability and total cost of ownership: Look at reliability ratings and total ownership costs over 5 years for both new and used options in your target models.
  4. Test drive multiple options: Test both new and comparable used vehicles of the same model to feel the difference.
  5. Get pre-purchase inspection for used vehicles: Always have an independent mechanic inspect any used car before purchasing, even certified pre-owned vehicles.

Conclusion: Balancing Repair Costs with Replacement Decisions

When facing engine problems, the repair-or-replace decision should be guided by these principles:

  • The 50% Rule: If a repair costs more than 50% of your vehicle's current value, replacement is often more economical.
  • Repair Frequency: Occasional major repairs on an otherwise reliable vehicle are normal. Constant smaller repairs indicate declining reliability.
  • Safety Concerns: Never compromise on safety-related repairs, but consider replacement if structural issues emerge.
  • Ownership Costs: Calculate your current vehicle's monthly operating costs (including repairs) and compare to potential replacement options.

Whether you choose to repair your current engine, purchase a new vehicle, or find a quality used car, the key is making an informed decision based on your financial situation, mechanical comfort level, and specific needs. The right choice is different for every car owner and every situation.

At Credo Transportation, we're here to help with both quality repair services and an extensive inventory of new and pre-owned vehicles. Contact our service department for expert diagnostic assistance or visit our showroom to explore replacement options that fit your budget and lifestyle.